Invite a friend and both get $10

One wallet for your banking and cryptocurrency.

Credits is an easy, free, and reliable wallet for managing money, using Mastercard, making payments, and crypto worldwide.

Scan to download App

An all-in-wallet.

No intermediaries; up to 3 times cheaper and simpler to use.

Debit cards
Open online, use worldwide.
Current accounts
Store money under protection.
Pay and receive like in a bank.
Buy, sell, store, exchange.

Choose your plan

Free for 1 month
€4.99 /month
Free Premium
Store $200+ crypto or Spend $100+ by card
Mastercard Debit
Dedicated IBAN
Сryptocurrency accounts
50% OFF
50% OFF
Top ups, Withdrawal
50% OFF
All fees and limits

Mastercard for
payments worldwide.

Use the Credits debit Mastercard at over 50 million locations, such as stores and cafes. Top up the card from cryptocurrency.

Free dedicated IBAN for payments in EURO.

  • Open in minutes on Credits Wallet.
  • Receive and Pay in EUR via SEPA instantly.
  • Store money securely.
  • Top up IBAN and debit card from crypto.

Top up IBAN and debit card from crypto.

Top up the card with cryptocurrency via converting it into fiat currency and adding to your IBAN and card's balances. All on Credits!

Buy and sell crypto with fees up to 3x lower.

  • On Credits, you can Top up your IBAN and purchase crypto with the lowest fees.
  • We also support VISA, Mastercard and bank transfers for Top ups and Withdrawals.

Receive, send and exchange cryptocurrency.

Credits is a simple, secure, fully compliant and reliable custodian wallet licensed in Europe that supports 40 coins and tokens.

Licensed, secure and compliant Wallet.


European cryptocurrency license.

A European-licensed electronic money institution for Cards and IBANs.


PCI DSS certifications.

Strong Customer Authentication (SCA).

Money is protected under European legislation.


European GDPR certification.

Segration of money storage.

International and European compliance procedures.


App chat support.

Frequently asked questions in our help center.

Questions and Answers

What is Credits?
What is the main advantage of Credits?
How to open an IBAN account or Debit card?
Why is buying cryptocurrency cheaper in the Credits Wallet?
Is my money safe?
Is it free to open an IBAN?
How much does it cost to send money?