Credits is an easy, free, and reliable wallet for managing money, using Mastercard, making payments, and crypto worldwide.
No intermediaries; up to 3 times cheaper and simpler to use.
| Mastercard Debit | — |  |
| Dedicated IBAN | |
|
| Сryptocurrency accounts | |
|
| Transfers | |
50% OFF |
| Exchange | |
50% OFF |
| Top ups, Withdrawal | |
50% OFF |
| All fees and limits |
Use the Credits debit Mastercard at over 50 million locations, such as stores and cafes. Top up the card from cryptocurrency.
Top up the card with cryptocurrency via converting it into fiat currency and adding to your IBAN and card's balances. All on Credits!
Credits is a simple, secure, fully compliant and reliable custodian wallet licensed in Europe that supports 40 coins and tokens.
European cryptocurrency license.
A European-licensed electronic money institution for Cards and IBANs.
PCI DSS certifications.
Strong Customer Authentication (SCA).
Money is protected under European legislation.
European GDPR certification.
Segration of money storage.
International and European compliance procedures.
App chat support.
Frequently asked questions in our help center.
Credits is a financial wallet which combines many services in one place: debit cards, dedicated, current accounts, payments and cryptocurrency services.
All these products are integrated into a single Credits Wallet, saving users both time and money!
Users of Credits don't need a bank with cards and current accounts, an exchange, a self-custody wallet, or a separate on-off ramp.
Credits simplifies the user experience!
First, download the Credits’ App for Apple, Android, or use the Web App. Then, verify your identity to open an IBAN account and Debit card with Credits. The entire process is online.
In many cases, it is cheaper because Credits combines two services: banking and cryptocurrency without external intermediaries or on-off-ramp payment gateways. Customers don't need to go through additional verification and don't need to pay any extra fees to intermediaries or third parties.
Money in individual IBAN accounts is protected by European legislation and is kept segregated from company assets. Only customers have access to their money.
You can view the Terms and Conditions on our website here
Opening an IBAN is free of charge within the Credits Wallet.
Incoming transactions are free.
External transfers in Euros via SEPA cost 0.50 euros per payment. See all the fees here
