The shortcoming of the most modern cryptocurrencies is an unstable course. The solution to this problem is the issue of secured coins with the value binded to a certain asset.

Current Issues

Significant, according to modern standards, time spent on transfers.

The complexity of integrating payment processing with the financial systems of various participants.

High fees for processing payments are caused by the presence of intermediaries.

High cost of payments in the Internet of Things and games.

New Model

Cryptocurrencies have both a lot of advantages and disadvantages. Among the latter is the volatility of the exchange rate, the lack of experience in dealing with a cryptocurrency, and, as a consequence, distrust to it.

Credits proposes to issue a financial unit (stable coin), with a fixed value binded to the value of an asset. This will reduce the risks related to the volatility of the cryptocurrency. As an asset, you can use the currency, gold, oil, and many other assets. In general, stable coin resembles an obligation or a bill. It can also be exchanged on demand as collateral (asset). It is obvious that stablecoin is a new form of habitual content.

The quantity of stable coins should correspond to the size of the provisional fund. Blockchain allows you to check the amount of issued cryptocurrency. If the issuer manages to increase the size of the fund, then it is possible to conduct additional emissions of stablecoin.

The issuer can profit in various ways - by accepting contributions from new entrants to join the program, charging a commission for transactions, investing funds from the fund, etc.

Theoretically, everyone has the possibility of issuing such coin. In practice, the value of the released stable coin will depend on the reputation of the issuer. Consequently, the issuer will most likely be a large financial institution or a bank.


Speed and low cost of transfers.

Lack of volatility

Absence of frontier barriers between states.

Absence of intermediaries in the transfers.

Publicity and verifiability of the release characteristics of stable coin.

Absence of the issuer's country risks.

Stable coin: the advantages of conventional money and the convenience of cryptocurrency

We have prepared a more detailed presentation for you.

Why Credits?

We have created a unique blockchain platform which makes it possible to adopt blockchain technology in a variety of existing industries

Single protocol for issuing, storing and transferring various types of assets

Infrastructure on a distributed network with a public registry

Accounts system with public and private keys

Set of security systems

Built-in programming language for creating services

Contact us

We have a strong team of programmers and support offering:

Consultations on how to use our technologies

Help with PoC (proof of concept) and MVP development