Credits is a financial wallet which combines many services in one place: debit cards, dedicated, current accounts, payments and cryptocurrency services.
All these products are integrated into a single Credits Wallet, saving users both time and money!

It is a widely recognized debit Mastercard designed for both online and in person purchases. This card can be obtained online through Credits Wallet.
It is an officially certified Mastercard crypto debit card program, available through Credits Wallet. It offers additional features, such as being crypto-friendly, allowing top-ups with cryptocurrency.

First, download the Credits App for Apple, Android, or use the Web App. Then, verify your identity to open an IBAN account and Debit card with Credits.
The entire process is online.

In many cases, it is cheaper because Credits combines two services: banking and cryptocurrency without external intermediaries or on-off-ramp payment gateways.
Customers don't need to go through additional verification and don't need to pay any extra fees to intermediaries or third parties.

Money in individual IBAN accounts is protected by European legislation and is kept segregated from company assets. Only customers have access to their money. You can view the Terms and Conditions on our website here.

The price for opening a card is €5. The monthly maintenance is free.

You can use a Credits debit card in shops, restaurants, and other points of sale. There is a fee of 0.15 EUR per transaction for local payments. The fee for cross-border payments is 0.60 EUR plus 2% per transaction. See all fees here.

Currently, only the virtual card is available. The physical card is expected to be available in Q1 2024.