Free IBAN
for buying crypto
Scan to download App
Free IBAN
All types of money
Debit card
IBAN euro
Transfers
Cryptocurrency
Mastercard for
payments worldwide
Free dedicated IBAN for payments in EURO
- Open in minutes on Credits.
- Receive and transfer via SEPA.
- Top up IBAN from crypto.
Top up IBAN and debit card from crypto
Instant top up from crypto. All in Credits app.
Buy and sell crypto with fees up to 3x lower
- On Credits, you can Top up your IBAN and purchase crypto with the lowest fees.
- We also support VISA, Mastercard and bank transfers for Top ups and Withdrawals.
Receive, send and exchange cryptocurrency
Credits is a simple, secure, fully compliant and reliable custodian wallet licensed in Europe that supports 40 coins and tokens.
Pay with your phone.
- Add to your phone.
- Use everywhere.
Plans for individuals
Standard
Free
Premium
€4.99 /month
Free Premium
Store $200+ crypto or Spend $100+ by card
| Mastercard Debit | — |  |
| Dedicated IBAN | |
|
| Сryptocurrency accounts | |
|
| Transfers | |
50% OFF |
| Exchange | |
50% OFF |
| Top ups, Withdrawal | |
50% OFF |
| All fees and limits |
Licensed, secure and compliant Wallet.
Licensing
European cryptocurrency license.
A European-licensed electronic money institution for Cards and IBANs.
Security
PCI DSS certifications.
Strong Customer Authentication (SCA).
Money is protected under European legislation.
Compliance
European GDPR certification.
Segration of money storage.
International and European compliance procedures.
Support
App chat support.
Frequently asked questions in our help center.
Questions and Answers
What is Credits?
Credits is a financial wallet which combines many services in one place: debit cards, dedicated, current accounts, payments and cryptocurrency services.
All these products are integrated into a single Credits Wallet, saving users both time and money!
What is the main advantage of Credits?
Users of Credits don't need a bank with cards and current accounts, an exchange, a self-custody wallet, or a separate on-off ramp.
Credits simplifies the user experience!
How to open an IBAN account or Debit card?
First, download the Credits’ App for Apple, Android, or use the Web App. Then, verify your identity to open an IBAN account and Debit card with Credits. The entire process is online.
Why is buying cryptocurrency cheaper in the Credits Wallet?
In many cases, it is cheaper because Credits combines two services: banking and cryptocurrency without external intermediaries or on-off-ramp payment gateways. Customers don't need to go through additional verification and don't need to pay any extra fees to intermediaries or third parties.
Is my money safe?
Money in individual IBAN accounts is protected by European legislation and is kept segregated from company assets. Only customers have access to their money.
You can view the Terms and Conditions on our website here
Is it free to open an IBAN?
Opening an IBAN is free of charge within the Credits Wallet.
How much does it cost to send money?
Incoming transactions are free.
External transfers in Euros via SEPA cost 0.50 euros per payment. See all the fees here