GuiadoBitcoin outlined the CREDITS' ultimate capability to become a basis for a new banking system due to its high technical features such as security, multitasking, speed and much more:
1. Large commissions for cross-border payments and SWIFT interbank transaction system.
2. Interbank calculations where the transfer can "get stuck" and the account blocked.
3. Security and protection from hacker attacks even invasion of ATMs.
4. Data security
5. Secure, uninterrupted and instantaneous algorithm
More info: https://goo.gl/JHQe86