Apple Pay with Credits
Just one tap, and your transaction is complete.
How to add a Credits' card to Apple Pay
Open the Wallet app
Tap (+)
Select a card type
Verify card via SMS
Learn more about Apple pay.
iPhones: iPhone 6 and later models.
iPads: iPad Pro, iPad Air 2, iPad mini 3, and later models.
Apple Watch: All Apple Watch models.
See all fees here.
Apple Pay, in collaboration with Mastercard, provides a seamless and secure digital payment experience for users. As a mobile payment solution, Apple Pay allows users to add their Mastercard to their Apple devices—such as iPhones, iPads, Apple Watches, and Macs—enabling them to make contactless payments both in stores and online.
Security is one of the primary advantages of Apple Pay with Mastercard. When users add their Mastercard to Apple Pay, the card number is not stored on the device or Apple’s servers. Instead, a unique Device Account Number is created, which is encrypted and securely stored in the Secure Element of the device. Each transaction requires authentication via Face ID, Touch ID, or a device passcode, making the payment process highly secure. Furthermore, dynamic security codes are generated for each transaction, adding another layer of protection against fraud.
Apple Pay with Mastercard is widely accepted at merchants that support contactless payments. Users can make purchases by simply holding their device near a payment terminal equipped with NFC technology, allowing for quick and convenient payments. Additionally, Mastercard’s global reach means that Apple Pay can be used internationally, wherever contactless Mastercard payments are accepted.
Most Apple models from iPhone 7 and newer are eligible for use with the Credits Mastercard. Credits Mastercard is compatible with a range of Apple devices, including:
These devices must be running iOS 8.1 or later, watchOS, or macOS depending on the device. Compatibility is needed to use Credits Mastercard with Apple Pay for secure, contactless payments.
Questions and Answers
Which Apple devices are compatible with Credits Mastercard?
iPhones: iPhone 6 and later models.
iPads: iPad Pro, iPad Air 2, iPad mini 3, and later models.
Apple Watch: All Apple Watch models.
Macs: Models with Touch ID and those paired with an iPhone or Apple Watch for Apple Pay.
Most Apple models from iPhone 7 and newer are eligible for use with the Credits Mastercard. Credits Mastercard is compatible with a range of Apple devices, including:
These devices must be running iOS 8.1 or later, watchOS, or macOS depending on the device. Compatibility is needed to use Credits Mastercard with Apple Pay for secure, contactless payments.
How does Apple Pay work?
Apple Pay provides all the benefits of using your debit or credit card, with the added convenience of seamless payments and the security of biometric authentication. It offers an easy, secure, and private way to pay, whether you're shopping in stores, within apps, or online.
Apple Pay uses contactless technology to process payments instantly and securely, with robust security features built into your device.
Where can I get more support?
Apple offers a variety of helpful resources on their website, including demo videos to help you get started and troubleshoot any issues. Visit the Apple Pay Support page for more information.
Where can I use Apple Pay?
You can use Apple Pay anywhere you see the contactless payment or Apple Pay symbols. This includes stores, apps, websites offline and online.
Note: It’s not necessary for your iPhone to have a mobile signal to make an Apple Pay transaction. The iPhone uses contactless technology to communicate directly with the payment terminal.
How secure is Apple Pay?
Apple Pay is a secure payment method. Every transaction on your iPhone or iPad requires authentication via Face ID, Touch ID, or your passcode. Your Apple Watch is also protected by a passcode that only you know, which is required each time you wear it.
When you make a purchase, Apple Pay generates a device-specific number and unique transaction code, ensuring your card number is never stored on your device or Apple’s servers. Additionally, your card numbers are never shared with merchants.
What if my Apple device is stolen?
Apple Pay requires authentication for every purchase through Face ID, Touch ID, or your passcode. These features help prevent unauthorized use of Apple Pay on your iPhone, iPad, Apple Watch, or Mac, even if your device is stolen.