A unique card for crypto users.
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- Credits /
- Debit Card
Plans for individuals
Standard
Free
Premium
€4.99 /month
Free Premium
Store $200+ crypto or Spend $100+ by card
| Mastercard Debit | — |  |
| Dedicated IBAN | |
|
| Сryptocurrency accounts | |
|
| Transfers | |
50% OFF |
| Exchange | |
50% OFF |
| Top ups, Withdrawal | |
50% OFF |
| All fees and limits |
Top up the Credits debit card with crypto.
Use crypto for depositing Credits card by SEPA or from crypto, all in app.
Use Credits' card at home and abroad
Credits debit Mastercard is accepted in 50M point of sales worldwide.
Pay easily with your phone
Add your card to you phone and pay everywhere.
What is the Credits Debit Card
The Credits.com debit card is a cryptocurrency-based payment card that functions similarly to traditional debit or credit cards. This cryptocard allows users to spend their digital assets, such as Bitcoin and Ethereum, for everyday purchases just like they would with fiat currency. Issued in partnership with Mastercard, the Credits debit card offers a seamless way to use crypto without manually converting it to fiat first, whether for online shopping or in physical stores.
How Does the Credits Cryptocard Work
The Credits crypto card operates much like conventional debit cards. To get started, users must first download the Credits wallet app, available for both iOS and Android. After downloading, you'll need to create and verify an account on the Credits platform by completing a Know-Your-Customer (KYC) process. This includes providing personal details and uploading necessary identification documents to comply with local regulations.
Once your account is verified, you can load your crypto wallet and start using the Credits debit card to make payments. The card works anywhere Mastercard is accepted, enabling users to spend their crypto instantly without needing to convert it into traditional currency.
Key Features of the Credits.com Cryptocard
The Credits debit card offers numerous features that make it a standout in the world of cryptocards:
- Direct Spending: Spend your cryptocurrency directly from your wallet wherever Mastercard is accepted, both online and in-store.
- Crypto Purchases: Easily buy cryptocurrencies like Bitcoin (BTC), Ether (ETH), and Tether through the same application linked to your card.
- Support for 50+ Cryptocurrencies: Choose from a wide range of digital assets to spend or hold in your wallet.
- Cryptocurrency Cashback: Earn rewards in the form of cryptocurrency on every purchase.
- Global Acceptance: The Credits debit card is valid anywhere Mastercard is accepted, making it a convenient tool for global use.
- No Annual Fees: Enjoy zero spending limits and no annual fees with two flexible plans.
- Enhanced Security: Features include two-factor authentication, card freezing, and the ability to change your PIN for added security.
Currently, the Credits debit card is available in Europe, with upcoming expansions planned for Brazil, Mexico, Hong Kong, and the United States.
Credits.com Financial Services
Credits.com offers a full suite of financial services, making it easier than ever to manage and spend digital assets. In addition to offering crypto cards, the platform provides unique benefits, including:
- IBAN EURO Accounts: Each user is assigned a personal, dedicated banking IBAN account for seamless financial management.
- Crypto Staking Options: Users can stake their cryptocurrencies and earn interest.
- Subscription Packages: Choose from different packages that provide various perks and benefits.
- Cashback Rewards: Earn cashback in cryptocurrencies for every transaction made using the Credits cryptocard.
The platform provides a high level of convenience and security, allowing users to integrate digital assets into their daily lives as easily as using traditional payment methods. However, when selecting a crypto card, it’s important to consider several factors, including local regulations, tax implications, and the card's flexibility for international use.
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Questions and Answers
What is Credits?
Credits is a financial wallet which combines many services in one place: debit cards, dedicated, current accounts, payments and cryptocurrency services.
All these products are integrated into a single Credits Wallet, saving users both time and money!
What is the Credits’ Debit Mastercard?
It is a widely recognized debit Mastercard designed for both online and in person purchases. This card can be obtained online through Credits Wallet.
It is an officially certified Mastercard crypto debit card program, available through Credits Wallet. It offers additional features, such as being crypto-friendly, allowing top-ups with cryptocurrency.
How to open an IBAN account or Debit card?
First, download the Credits App for Apple, Android, or use the Web App. Then, verify your identity to open an IBAN account and Debit card with Credits.
The entire process is online.
Why is buying cryptocurrency cheaper on Credits?
In many cases, it is cheaper because Credits combines two services: banking and cryptocurrency without external intermediaries or on-off-ramp payment gateways.
Customers don't need to go through additional verification and don't need to pay any extra fees to intermediaries or third parties.
Is my money safe?
Money in individual IBAN accounts is protected by European legislation and is kept segregated from company assets. Only customers have access to their money. You can view the Terms and Conditions on our website here.
How much does it cost to get a Credits' Debit Card?
The price for opening a card is €5. The monthly maintenance is free.
How much does it cost to pay by Card?
You can use a Credits debit card in shops, restaurants, and other points of sale. There is a fee of 0.15 EUR per transaction for local payments. The fee for cross-border payments is 0.60 EUR plus 2% per transaction. See all fees here.
Is there both a virtual and a physical card?
Currently, only the virtual card is available. The physical card is expected to be available in Q1 2024.