A unique card for crypto users.
A unique card for crypto users.
Plans for individuals
Mastercard Debit | — | |
Dedicated IBAN | ||
Сryptocurrency accounts | ||
Transfers | 50% OFF | |
Exchange | 50% OFF | |
Top ups, Withdrawal | 50% OFF | |
All fees and limits |
Top up the Credits debit card with crypto.
Use crypto for depositing Credits card by SEPA or from crypto, all in app.
Use Credits' card at home and abroad
Credits debit Mastercard is accepted in 50M point of sales worldwide.
Pay easily with your phone
Add your card to you phone and pay everywhere.
The Credits.com debit card is a cryptocurrency-based payment card that functions similarly to traditional debit or credit cards. This cryptocard allows users to spend their digital assets, such as Bitcoin and Ethereum, for everyday purchases just like they would with fiat currency. Issued in partnership with Mastercard, the Credits debit card offers a seamless way to use crypto without manually converting it to fiat first, whether for online shopping or in physical stores.
The Credits crypto card operates much like conventional debit cards. To get started, users must first download the Credits wallet app, available for both iOS and Android. After downloading, you'll need to create and verify an account on the Credits platform by completing a Know-Your-Customer (KYC) process. This includes providing personal details and uploading necessary identification documents to comply with local regulations.
Once your account is verified, you can load your crypto wallet and start using the Credits debit card to make payments. The card works anywhere Mastercard is accepted, enabling users to spend their crypto instantly without needing to convert it into traditional currency.
The Credits debit card offers numerous features that make it a standout in the world of cryptocards:
Currently, the Credits debit card is available in Europe, with upcoming expansions planned for Brazil, Mexico, Hong Kong, and the United States.
Credits.com offers a full suite of financial services, making it easier than ever to manage and spend digital assets. In addition to offering crypto cards, the platform provides unique benefits, including:
The platform provides a high level of convenience and security, allowing users to integrate digital assets into their daily lives as easily as using traditional payment methods. However, when selecting a crypto card, it’s important to consider several factors, including local regulations, tax implications, and the card's flexibility for international use.
It’s easier in Apps
Questions and Answers
Credits is a financial wallet which combines many services in one place: debit cards, dedicated, current accounts, payments and cryptocurrency services.
All these products are integrated into a single Credits Wallet, saving users both time and money!
It is a widely recognized debit Mastercard designed for both online and in person purchases. This card can be obtained online through Credits Wallet.
It is an officially certified Mastercard crypto debit card program, available through Credits Wallet. It offers additional features, such as being crypto-friendly, allowing top-ups with cryptocurrency.
First, download the Credits App for Apple, Android, or use the Web App. Then, verify your identity to open an IBAN account and Debit card with Credits.
The entire process is online.
In many cases, it is cheaper because Credits combines two services: banking and cryptocurrency without external intermediaries or on-off-ramp payment gateways.
Customers don't need to go through additional verification and don't need to pay any extra fees to intermediaries or third parties.
Money in individual IBAN accounts is protected by European legislation and is kept segregated from company assets. Only customers have access to their money. You can view the Terms and Conditions on our website here.
The price for opening a card is €5. The monthly maintenance is free.
You can use a Credits debit card in shops, restaurants, and other points of sale. There is a fee of 0.15 EUR per transaction for local payments. The fee for cross-border payments is 0.60 EUR plus 2% per transaction. See all fees here.
Currently, only the virtual card is available. The physical card is expected to be available in Q1 2024.