Free IBAN euro
Open online. Store money, Make transfers SEPA, Buy crypto.
Scan to download App
Invite a friend and get $50!
Plans for individuals
Standard
Free
Premium
€4.99 /month
Free Premium
Store $200+ crypto or Spend $100+ by card
| Mastercard Debit | — |  |
| Dedicated IBAN | |
|
| Сryptocurrency accounts | |
|
| Transfers | |
50% OFF |
| Exchange | |
50% OFF |
| Top ups, Withdrawal | |
50% OFF |
| All fees and limits |
Buy crypto from IBAN with zero fee
Users can quickly transfer money between IBAN account and crypto EUR balance on Credits Wallet.
Simpler than a bank.
Salary, utility bills, at the same time with cryptocurrency products on Credits Wallet.
Open IBAN online
Open a European IBAN account effortlessly, free from bureaucracy.
Store money in IBAN
Your funds are safeguarded under European legislation.
Send, receive online
Make EUR payments through SEPA easily, from/to anyone.
Transfers to crypto
Easily deposit funds from your IBAN to your crypto wallet.
Payments
Send money via SEPA in Europe and worldwide
Money on Credits’ IBAN accounts is segregated and protected by European legislation. No one except the customers have access to their money.
Send and receive money from friends, family and your work on Credits’ App.
It’s easier in apps
Questions and Answers
What is a dedicated IBAN account?
This is an individual (dedicated) European EUR account within the SEPA payment system. The IBAN can be opened online through Credits’ Wallet. This account is convenient for receiving funds and making transfers to friends, family and others.
Money can be easily transferred to a crypto wallet on Credits’ Wallet for buying and selling cryptocurrency.
How to open an IBAN account?
First, download the Credits’ App for Apple, Android or use the Web App. Then, verify your identity to open an IBAN account and Debit card with Credits. The entire process is online.
What is the difference between an STO token and a crypto utility token?
These are shares in the company that are structured in the form of security tokens on the blockchain. Each token is backed by shares in Credits Digital Corp. Unicorn Tokenization Corp. acts as the issuer of the tokens, behind which Credits company’s stocks are held. These tokens are similar to securities or ETFs. Tokens/shares have a denomination, circulation period and a maturity date.
How to become an investor?
It can be done very simply, you can find out here.
How long does it take to open an IBAN?
Usually after submission of account verification a dedicated IBAN will be opened in one hour during the working day.
Where is the IBAN account opened?
Your IBAN account can be opened online in Credits Wallet. It is free of charge. IBAN and Debit card services are provided by Unlimint, company number HE 328641, registered at 125 Griva Digeni, Limassol 3101, Cyprus. Unlimint is licensed and regulated by the Central Bank of Cyprus as an Electronic Money Institution with license number 115.1.3.7.
Is my money safe?
Money in individual IBAN accounts is protected by European legislation and is kept segregated from company assets. Only customers have access to their money. You can view the Terms and Conditions on our website here.
Is it free to open an IBAN?
Opening an IBAN is free of charge within the Credits Wallet.
What is the cost of sending money using an IBAN?
Incoming transactions are free.
External transfers in euros via SEPA cost 0.50 Euros per payment. See all fees here.