Two options to invest:

1. Buy UCSS tokens.

Min $100. Fast and Simple. Best for small investors.

The Company’s shares are tokenized by Ambisafe.com in the form of tokens on the ERC20 blockchain. These tokens are 100% backed by shares of the parent holding company: CREDITS TECHNOLOGY INC. USA, DE, Number: 7211108, Date: 21/12/7/2018.

2. Investing in the company's shares.

Min $25,000. Best for VC funds and angel investors.

Direct investment in the company’s shares. The investor can buy the company's shares via private Reg D 506 (C) offering under the terms of the Share Purchase agreement of CREDITS TECHNOLOGY INC. USA, DE, Number: 7211108, Date: 21/12/7/2018.

UCSS Tokenized Shares.

Timeline

Early Round (Pre-Sale): November, 2023.

Main Round (Main-STO): December, 2023 - January, 2024.

How to participate in STO?

1. Create an account on Credits’ App: Mobile or Web.

2. Deposit fiat or crypto.

3. Buy UCSS tokenized shares.

Secondary Market

The listing on the exchange is confirmed. The secondary market for UCSS will be opened six months after completion of the Main STO on both Orderbook.io and Ambisafe.com platforms and Credits' App.

Limits

Minimum investment: $100.

Token price

Early Round (Pre-Sale): $0.5

Main Round: $1.0

Valuation

Early Round (Pre-Sale): $50M.

Main Round: $100M.

Target

$3M for Early Round (Pre-Sale).

$5M for Main Round for token offering and direct VC investments.

Equity offered

Total of about 11.00% for Series A Round (including STO and VC investments).

Restrictions on residents of certain countries

United States, Japan, Singapore, Switzerland and some other countries.

Investors from these countries can participate only as direct investors.

Documents

Private Placement Memorandum

Fund Manager License

FSC License

Certificate of Incorporation of the Fund

Direct investment terms.

Best for VC funds and angel investors. Invest directly in the company's shares of the parent holding company: CREDITS.COM TECHNOLOGY INC. USA, DE.

Direct investment in company’s shares.

For accredited investors.

Minimum Investment

$25,000.

Type of agreement

Share Purchase Agreement (SPA) via private offering under Rule 506(c) of Regulation D.

How to invest?

Please, create an account with Credits.com and contact the team via the app's Chat or contact the team via email at invest@credits.com.

Questions and Answers about STO

What is Credits’ STO?
What is a token or tokenized share?
How to become an investor?
How can I sell tokens in the future?
What is the difference between an STO token and a utility token?
What is Unicorn Tokenization Corp.?
Whose citizens can participate?
What is the project's tokenomics?

A "neobank", "digital bank" and "wallet" are the general concepts of financial services provided by Credits.com. Credits’ Neobank, hereinafter the overarching name of financial services (individuals, transfers, Mastercard debit cards and other services) provided by the project Credits.com. Credits is not a bank. All banking and financial services are provided by Credits’ partners.

Unicorn Tokenization Corp.* is a subsidiary of Ambisafe Group, registered at BVI as a Private Investment Fund (Company number #2011776, FSC Certificate No. SIBA/PIF/20/0184).
The Fund is managed by Raison Asset Management (legal name “Threesixty Elements S.A.”) which is authorized and licensed by the BVI Financial Services Commission (“FSC”) under the Securities and Investment Business Act, 2010 (“SIBA”) and Investment Business (Approved Managers) Regulations, 2012 in the British Virgin Islands (“BVI”).

Fractional share holders are not shareholders of the Tokenized Companies and do not get any voting or information rights in these companies. Offerings are not available for the residents of United States, Japan, Singapore, Switzerland and some other countries.

Investing involves risks, including loss of capital, illiquidity, lack of dividends and dilution, and should be done only as part of a diversified portfolio. Please read the Risk Warnings before investing. Investments should only be made by investors who understand these risks. Tax treatment depends on individual circumstances and is subject to change in future.

The information contained in this document and corresponding data made available to you (collectively known as the “Materials”) is proprietary to Credits.com and furnished solely for your confidential review with the express understanding that, without prior express permission by Credits.com, you will not release the Materials or discuss the information contained therein or make reproductions of or use of the Materials for any purpose other than an evaluation of a potential investment in Credits.com.

The Materials contain forward-looking statements, including projected financial performance. These projections are based on our current expectations about future events and are estimates reflecting the best judgment of management and involve a number of risks and uncertainties that could cause actual results to differ materially.

Note: The figures are based on management's estimates and forecasts. Forecasts assume the closing date of Series A Round transaction in Q1 2024 and the corresponding financing for the implementation of the growth strategy in the next years.

The Materials do not constitute an offer to sell, or a solicitation of an offer to buy, any security. Any such offer would only be made by means of formal offer documents, the terms of which would govern in all respects. Information stated in the Materials is based on information believed by Credits.com management to be reliable but we do not guarantee accuracy. We do not warrant that circumstances have not changed since the date when such information was supplied.

Any financial data subsequent to Dec, 2022, and all other financial data contained in the Materials (other than the year-end audited statements described above), including data regarding monthly or quarterly performance and revenue and cost allocations across product lines and payment types, among others, are unaudited.