Unlocking Corporate Accounts & Business Tools at Credits.com: What You Need to Know

If you’re running a company — small business, startup, or bigger scale — having the right tools to manage finances smoothly across borders is essential. Credits.com offers a suite of business / corporate account tools designed to help companies operate globally, manage currencies, send payments, and integrate crypto — all from one place. Here’s a detailed look at how corporate accounts at Credits.com work, and how you can make the most of them.

What is a Corporate Account at Credits.com?

A corporate account (sometimes called a “business account” or “corporate IBAN account”) at Credits.com is a multi-currency financial solution geared for companies. It combines traditional banking features like IBANs, SEPA/SWIFT transfers, and FX rates, with fintech and crypto features (wallets, exchanges, payment tools). It’s meant to reduce friction for cross-border trade, simplify expense and payroll management, and allow companies to manage funds in multiple currencies under one account. (Credits.com)

Some of the core features include:

• Multi-currency support: Hold, send, and receive in many currencies. (Credits.com)
  
  

• Dedicated IBAN (often in EUR) plus transfers via SEPA and SWIFT. (Credits.com)
  
  

• Remote / online account opening (KYB) and support even for non-resident directors / UBOs. (Credits.com)
  
  

• Integration with crypto features: ability to transfer between IBAN and crypto balances within the Credits Wallet; fiat-crypto exchange; accounts/wallets for cryptocurrencies. (Credits.com)
  

Plans, Pricing & Fees

Credits.com offers different business tiers/plans depending on how much service you need. The details can vary by plan. Here’s a breakdown (as of current public info) of what to expect. Always double-check the latest on their “Business Plans / Fees” page. (Credits.com)

*Note: Some fees are per-transaction / per-transfer: SEPA / SWIFT incoming/outgoing transfers, currency conversion, external card top-ups/withdrawals etc. Depending on the plan, the rates differ. (Credits.com)

Here are a few specific fee examples:

• Opening / verification (KYB) is usually free. (Credits.com)
  
  

• Outgoing SEPA and SWIFT transfer fees: vary, often a percentage + minimum reserves depending on plan. (Credits.com)
  
  

• Card top-ups or withdrawals & external payment methods might incur fees. (Credits.com)
  
  

• Crypto account / fiat-crypto exchange also has associated fees (e.g. exchange spread or commissions). (Credits.com)
  

How to Open a Corporate Account (Step-by-Step)

Here’s how to get started with a corporate/business account at Credits:

1. Prepare your company documents
    You’ll need business registration, proof of legal ownership / UBO (Ultimate Beneficial Owner), incorporation documents, tax registration, etc. Be ready for KYB (Know-Your-Business) checks. (Credits.com)
   
   

2. Sign up via the business / corporate account route
    On the Credits.com site or within the app, select “Business / Corporate Account” and begin the opening process. (Credits.com)
   
   

3. Submit verification & KYB
    Upload required documents. Possibly info about directors / owners / beneficial owners. Sometimes non-resident directors or UBOs are accepted. (Credits.com)
   
   

4. Choose your plan
    Pick the plan that fits your business usage: Standard, International, or Custom depending on volume, currency needs, cross-border payments, etc. (Credits.com)
   
   

5. Activate your account / set up your tools
   
   

   • Get your dedicated IBAN (often EUR, maybe other currencies). (Credits.com)
     
     

   • Link or fund from your business bank/crypto wallet. Might need to move funds into Credits. (Credits.com)
     
     

   • Setup staff/employee expense permissions, batch payments, transfer workflows, etc.
     
     

6. Use & monitor
    Use the account for global payments, managing multiple currencies, performing SWIFT/SEPA transfers, converting fiat/crypto if needed. Monitor fees, FX spreads, transaction limits. Keep compliance current.
   

What Business Tools & Services Come With It

Here are tools and services you’ll likely get or can expect:

• Multi-currency accounts: Hold balances in many currencies under one corporate account. Useful for paying suppliers, receiving revenue in various currencies. (Credits.com)
  
  

• Dedicated IBAN (EUR, possibly others): For sending/receiving bank transfers, especially within Europe. (Credits.com)
  
  

• International transfers / SWIFT + SEPA: Both incoming & outgoing, with fees depending on amount, plan. Helps with cross-border trade. (Credits.com)
  
  

• Batch payments / Bulk payments: Sending multiple payments or payrolls / supplier payments together. (Credits.com)
  
  

• Crypto-Fiat integration: Crypto wallets, ability to convert fiat to crypto and vice versa; move funds between crypto and the IBAN account. (Credits.com)
  
  

• Support & dedicated service: For larger companies or higher plans, there might be more hands-on support or custom workflows. (Credits.com)
  

Benefits & Possible Limitations

Who Is It Best For?

These corporate tools are especially useful for:

• Import/export companies dealing with multiple currencies.
  
  

• Businesses with international clients & suppliers.
  
  

• Ecommerce or SaaS companies receiving payments from different countries.
  
  

• Remote / distributed teams paying staff or contractors overseas.
  
  

• Businesses that want to integrate crypto usage (e.g. accept crypto, hold some assets in crypto, or convert between fiat ↔ crypto).
  

Tips for Getting the Most Out of It

1. Estimate your monthly volume & currency mix early — this will help pick the optimal plan.
   
   

2. Optimize transfers: Use SEPA where possible (cheaper within EUR Europe), check SWIFT fees for large cross-border transfers.
   
   

3. Watch FX spreads & hidden charges: Even small percentage differences can add up in cross-currency business.
   
   

4. Keep your compliance docs up-to-date: UBO changes, address changes, etc., to avoid account freezes or delays.
   
   

5. Use batch payments to reduce per-transfer costs and administrative overhead.
   
   

6. Leverage crypto tools carefully — always consider volatility and conversion costs.
   

How to Get Started Right Now

If you’re ready, here’s a quick checklist to open a Credits business / corporate account:

• Decide what currency support you need (EUR, USD, others).
  
  

• Check what plan matches your expected usage (Standard vs International vs Custom).
  
  

• Gather required documents: business registration, UBO info, proof of address, etc.
  
  

• Open the account online via Credits.com under Corporate / Business Account.
  
  

• Once verified, set up your IBAN, multi-currency wallets, crypto integrations if needed.
  
  

• Start transferring, paying, and managing expenses / payroll.
  

Conclusion

Credits.com offers a strong, modern solution for corporate financial operations — combining multi-currency banking, IBANs, global transfers, and crypto tools in one unified app. For businesses operating internationally, or ones that want greater flexibility and fewer banking hurdles, the corporate account tools are very compelling.

As always, review the latest terms & fees for your country and plan before signing up. With the right fit, these tools can save you time, reduce cross-border fees, and simplify your operations.