29 Aug 2025

Credits.com: Manage 20+ Currencies in One App

In today’s interconnected world, managing finances across multiple currencies is no longer a luxury—it’s a necessity. Whether you’re traveling, working abroad, supporting loved ones overseas, or running an international business, you need flexible and user-friendly financial tools. That’s where Credits.com comes in—an all-in-one app that lets you manage over 20 currencies, execute fast transfers, and access cutting-edge payment solutions with ease.

Why Credits.com is Your Ultimate Financial Companion

Credits.com isn’t just an app; it’s a complete financial ecosystem designed to simplify your life. Since 2019, Credits has empowered individuals and businesses worldwide to send money in real-time, manage multi-currency accounts, issue payment cards, and work with cryptocurrencies. Here’s what makes Credits stand out:

  • Multi-Currency IBAN: One account for handling 20+ currencies.

  • International Transfers: Fast, reliable, and with minimal fees.

  • Debit Mastercard: Accepted at over 50 million locations globally.

  • Apple and Google Pay Support: Pay with a tap from your phone.

  • Cryptocurrencies: Buy, store, and exchange digital assets directly in the app.

Who is Credits For?

Credits is designed for those who value time, money, and convenience. Here are a few ways the app helps in real life:

  • Travelers: Manage currencies and pay for purchases abroad without hefty conversion fees.

  • Expats and Freelancers: Receive salaries or send money home via SEPA or international transfers.

  • Parents of Students Abroad: Support your children with quick and affordable transfers.

  • Businesses: Conduct international trade, pay suppliers, and manage accounts in multiple currencies from a single account.

Key Features of Credits.com

1. Multi-Currency IBAN: Your All-in-One Account

With Credits, you get a dedicated IBAN that supports over 20 currencies. This means you can send and receive payments in euros, dollars, pounds, and more without needing separate accounts at different banks. Opening an IBAN takes just minutes, and SEPA transfers are fast, reliable, and free for Premium plan users.

2. International Transfers: Global, Fast, Affordable

Working abroad? Sending money to family? Paying for imported goods? Credits makes international transfers simpler and cheaper. The app supports transfers via banking systems, as well as top-ups and withdrawals through VISA and Mastercard. Premium plan users enjoy a 50% discount on transfer and currency exchange fees.

3. Debit Mastercard: Pay Anywhere

With the Credits Debit Mastercard, you can shop at over 50 million locations worldwide. Add your card to Apple Pay or Google Pay and make payments with a single tap on your phone. It’s convenient, secure, and perfect for travel or everyday spending.

4. Cryptocurrencies: The Future of Finance at Your Fingertips

Credits makes working with cryptocurrencies accessible and straightforward. Buy, store, and exchange digital assets directly in the app. Backed by a European cryptocurrency license, your funds are secure, and transactions are transparent and safe.

5. Convenience and Security

Credits.com is not only about ease of use but also about top-tier security. The app meets strict European standards:

  • Licensing: Operates under a European license for electronic money and cryptocurrency activities.

  • Security: PCI DSS certification and Strong Customer Authentication (SCA).

  • Data Protection: GDPR compliance and segregated client fund storage.

  • Support: 24/7 assistance via in-app chat and a comprehensive FAQ section.

Plans: Choose What Fits You

Credits offers flexible plans to suit your needs:

  • Standard (Free): Basic access to IBAN, transfers, and cryptocurrencies.

  • Premium (€4.99/month): Full access to all features, including the Debit Mastercard, 50% discounts on transfers, currency exchange, and top-ups/withdrawals.

  • Free Premium: Store $200+ in crypto or spend $100+ with your card to unlock Premium for free.

Details on fees and limits are available at Credits.com.

Why Choose Credits?

Credits.com is more than just a financial app—it’s your trusted partner in making money management simple, fast, and secure. Since 2019, we’ve been helping people and businesses worldwide break down financial barriers, whether it’s sending international transfers, managing cryptocurrencies, or paying for purchases abroad.

Get Started Today!

Ready to simplify your finances? Download the Credits app from the App Store or Google Play and open an account in minutes. Take advantage of our July promotion: start using Credits and get a $25 bonus!

With Credits.com, your money works for you—without borders, without extra costs, without hassle.

Credits.com—financial freedom in your pocket.

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Credits.com makes finance simple and borderless. Since 2019, our all-in-one app has helped individuals and businesses send money in real time, manage multiple currencies, issue payment cards, and access professional payment tools—no paperwork, no hassle.

SECURITY AND EXCHANGE INTERNATIONAL CO INC. (No. 1001014352) is registered MSB with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) (MSB registration number: C100000279) as a payment service provider and for money transferring, foreign exchange dealing, dealing in virtual currencies and Money transferring.


IBAN and Debit Card services provided by Unlimit EU Ltd registered in Cyprus (HE328641) and has its registered and head office address at 125 Georgiou Griva Digeni, Limassol 3101, Cyprus. Unlimit EU Ltd is licensed and regulated by the Central bank of Cyprus as an Electronic Money Institution with license number 115.1.3.7/2018.

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