Debit Card for Residence Permit Holders in 2025

Who Can Obtain a Debit Card in 2025 With a Residence Permit?

In 2025, acquiring a debit card with a residence permit has become more accessible than ever. To qualify, you generally need one of the following:

A valid European residence permit.
Proof of address in the European Union.

Citizens from over 130 countries, including Turkey, Egypt, Ukraine, Serbia, China, South Korea, and Russia, can open an account and secure a Mastercard Debit card through online platforms. Often, the process takes as little as one hour, provided you meet the residency and address verification requirements.

Key Document Requirements

When applying, ensure your documents meet these standards:

Unique Documents: The same document cannot be used twice, even if it fulfills multiple criteria.
Current Information: Expired documents are not accepted.
Proof of Address: Must include your full name and address, such as utility bills or official letters.
Internet Banking Statements: Digital copies from banking portals are accepted.

Tip: Credits.com reserves the right to request additional verification documents as needed.

Opening a Bank Account Without Identification: Is It Possible?

Opening an online bank account without proper identification is not feasible. However, Credits.com allows users from any country to remotely open an account and receive a debit card, as long as they hold a valid residence permit. Payments can be made using foreign debit/credit cards or bank transfers, while recipients can access funds through various methods, including cash pick-up or mobile wallets.

What Do You Need to Open a Bank Account?

To open a bank account in 2025, you’ll typically need:

A valid passport or ID card.
A European residence permit (if applicable).
Proof of residence, such as:
- Utility bills
- Rental agreements
- Recent financial statements

Debit Cards for Foreigners With Residence Permits

Foreigners staying temporarily in Europe can easily open a bank account with Credits.com. For those without a residence permit, Credits Wallet offers a practical alternative, enabling cryptocurrency transactions, money transfers, and seamless top-ups/withdrawals.

Fast Option: Download the Credits app for a streamlined process to open an account or manage your transactions.

European Debit Cards for Non-Residents

Non-residents can also access European debit cards, often by proving financial ties to the region. Examples include:

Entrepreneurs managing European clients or suppliers.
Frequent travelers seeking convenient payment methods.
Asset holders diversifying their investments.

Advantages of a European Debit Card for Non-Residents

SEPA payment capabilities across the EU.
Access to international money transfers.
Online banking services for seamless financial management.
Physical and virtual cards for global use.

How Does the Credits Debit Card Work?

The Credits Debit Card is an international card with no opening or monthly maintenance fees. Accepted in over 180 countries, it provides free withdrawals at MoneyPass ATMs worldwide. Both physical and virtual options are available to suit various user preferences.

Documents Needed for a Debit Card With Residence Permit

KYC (Know Your Customer) policies differ across providers, but the following are commonly required:

Passport or ID card.
Residence permit.
Proof of address (e.g., utility bill or landlord’s confirmation).
Business documents (if applicable).

Opening a Card in Just 10 Minutes

With Credits.com, you can open an EU IBAN account and acquire a debit card in as little as 10 minutes. The platform’s fully digital process eliminates the need for physical visits, making it ideal for remote account setup.

Features of Credits Personal Accounts:

Instant SEPA transfers across the Eurozone.
Integrated financial management tools.
Dedicated customer support for all queries.

European Debit Card for Non-EU Citizens

Non-EU citizens enjoy numerous benefits with a European debit card, such as:

Access to online and in-person payments.
Simplified international transfers.
Security and flexibility for managing finances.

Send Money Worldwide With Credits

Credits supports global transfers to over 55 countries, offering next-to-zero fees and instant transactions. Available via web or mobile app, users can seamlessly manage their transfers with just a few clicks.

Start Your Journey Today

Opening a debit card or IBAN account in Europe has never been easier. Whether you're a resident, expat, or frequent traveler, platforms like Credits provide unparalleled convenience and financial flexibility.

Join Credits today and experience a smarter way to manage your finances globally.