How Does a Euro Travel Card Work?

The Euro Travel Card is designed to make international travel easier, more secure, and cost-effective. With its Smart Conversion feature, you can explore Europe and beyond without worrying about fluctuating exchange rates or hidden fees.

Here’s how it works:

1. Smart Currency Management:
   If your primary currency balance is running low, the system automatically selects another available balance with the lowest conversion fee to cover your transaction. This intelligent approach helps you save money with every purchase or withdrawal.

2. Transparent Fees:
   Unlike traditional bank cards, the Euro Travel Card eliminates sneaky charges and bad exchange rates often associated with airport currency exchange counters or local banks. You’ll always know what you’re paying, ensuring maximum value for your travel money.

3. Flexibility Across Borders:
   Supported by Mastercard, the card works in over 40 currencies, allowing you to pay directly in local currency without the need to carry cash or use costly traveler’s cheques.

Whether you’re dining in Paris, shopping in Berlin, or sightseeing in Rome, the travel card ensures seamless payments while keeping your expenses under control.

How to Order Your Euro Travel Card

Getting started with the Wise Euro Travel Card is simple and hassle-free. Follow these steps:

1. Create a Wise Account

• Sign up for a free Wise account online or via the mobile app.

• Once registered, you can order your physical travel card for just £7.

2. Activate Currencies

• After receiving your card, activate Euros or choose from over 40 supported currencies, including USD, AUD, CAD, and more.

• Top up your account using a debit card, bank transfer, or other available payment options.

3. Start Spending Immediately

• While waiting for your physical card to arrive, you can use a digital version of the card to make purchases online or in stores that accept contactless payments.

• Once your physical card is activated, you’re ready to use it worldwide.

Essential Tips for Saving Money While Traveling in Europe

Traveling on a budget? Here are practical tips to make your travel money go further:

1. Avoid Airport Exchange Counters:
   Exchange rates at airports are notoriously high. Instead, use your Wise travel card to withdraw cash from local ATMs at a much more favorable rate.

2. Pay in Local Currency:
   When making purchases or withdrawing cash abroad, always choose to pay in the local currency (e.g., EUR in Europe). This avoids double conversion fees and gives you the best possible exchange rate.

3. Transfer Funds With Wise:
   If you need to pay for large expenses like accommodation or guided tours, use Wise for international money transfers. This ensures you save on transfer fees and benefit from mid-market exchange rates.

4. Manage on the Go:
   Download the Wise app to track your spending, adjust balances, freeze your card if needed, and make changes instantly.

What to Do if Your Travel Card Is Lost or Stolen

Losing your card doesn’t have to disrupt your trip. Wise offers quick and secure solutions to recover your funds:

1. Freeze Your Card Instantly

   • Log into the Wise app or website and freeze your card with a single tap. This blocks all transactions and protects your balance.

2. Contact Customer Support

   • Reach out to the Wise support team via email or phone to report your card as lost or stolen. They will permanently block the card to prevent unauthorized use.

3. Order a Replacement Card

   • Request a replacement card by confirming your name and address. Your new card will be sent to you promptly.

   • While waiting, you can create a digital card for free and continue making payments with Apple Pay or Google Pay.

4. Security First

   • All transactions on your lost card are monitored, and Wise takes additional steps to ensure the safety of your funds.

Why Choose a Travel Money Card for Europe

The Wise Travel Money Card is tailored to meet the needs of modern travelers, offering a range of benefits:

1. Enhanced Security

• Avoid the risks of carrying large amounts of cash or using outdated traveler’s cheques.

• Your funds are stored securely in trusted accounts in the UK, USA, or Australia, depending on your location.

2. Widely Accepted

• Use the card at over 2 million ATMs worldwide or make payments at any store that accepts Mastercard.

• The card supports contactless, chip & PIN, and mobile payments via Apple Pay and Google Pay.

3. Cost-Effective Currency Exchange

• Get access to mid-market exchange rates without hidden markups or excessive fees.

4. Flexible Currency Management

• Switch between multiple currency balances in real-time using the Wise app.

5. Reusable and Reloadable

• The card is designed for repeat use, making it a perfect companion for future trips.

Comprehensive Fees and Limits

Here’s a breakdown of key fees and limits associated with the Wise Travel Card:

1. No Subscription Fees:

   • Use the card for free after paying the one-time issuance fee of £7.

2. Cross-Border Transactions:

   • If you spend in an unsupported currency, a 3% fee applies. For example, transactions in Brazilian reais will incur this fee.

3. Cash Withdrawals:

   • ATM withdrawals are subject to fees, depending on the ATM provider. Wise itself does not add unnecessary charges.

4. Maintenance Fee:

   • A £2 monthly fee is charged if the card remains unused for 12 months after expiration. Avoid this by withdrawing the balance or renewing your card.

5. Load Limits:

   • Add between £10 and £5,000 online or through the Wise app.

How to Manage Your Travel Card

Managing your card is simple and can be done via the Wise app or web browser:

• View Transactions: Track your spending and monitor recent payments or withdrawals.

• Top Up Instantly: Add funds in seconds using your preferred payment method.

• Currency Switching: Transfer balances between currencies to optimize spending.

• Freeze or Unfreeze Your Card: Secure your funds if your card is lost or stolen.

• PIN Management: Retrieve or update your PIN as needed.

Need a card immediately? Create a digital card as soon as your Wise account is active. Use it online or in-store with Apple Pay or Google Pay.

Start your next European adventure with a smarter, safer, and more cost-effective way to manage your money abroad!