Free IBAN euro
Open online. Store money, Make transfers SEPA.
Scan to download App
Plans for individuals
Standard
Free
Premium
€4.99 /month
| Mastercard Debit | — |  |
| Dedicated IBAN | — | |
| 20+ Multi-Currency Accounts: USD, EUR, CNY, HKD, GBP, AED, and more | |
|
| International Transfers SWIFT in 20+ Multi-Currency | |
50% OFF |
| International Transfers | |
50% OFF |
| SEPA Transfers | |
50% OFF |
| FX Exchange | |
50% OFF |
| Top ups, Withdrawal | |
50% OFF |
| All fees and limits |
Simpler than a bank.
Salaries, utility bills — all through Credits Wallet. As simple as it gets.
Open IBAN online
Open a European IBAN account effortlessly, free from bureaucracy.
Store money in IBAN
Your funds are safeguarded under European legislation.
Send, receive online
Make EUR payments through SEPA easily, from/to anyone.
International transfers
Smooth cross-border transfers for businesses and individuals.
Payments
Send money via SEPA in Europe and worldwide
Money on Credits’ IBAN accounts is segregated and protected by European legislation. No one except the customers have access to their money.
Send and receive money from friends, family and your work on Credits’ App.
It’s easier in apps
Questions and Answers
What is a dedicated IBAN account?
This is an individual (dedicated) European EUR account within the SEPA payment system. The IBAN can be opened online through Credits’ Wallet. This account is convenient for receiving funds and making transfers to friends, family and others.
Money can be easily transferred to a crypto wallet on Credits’ Wallet for buying and selling cryptocurrency.
How to open an IBAN account?
First, download the Credits’ App for Apple, Android or use the Web App. Then, verify your identity to open an IBAN account and Debit card with Credits. The entire process is online.
Where is the IBAN account opened?
Your IBAN account can be opened online in Credits Wallet. It is free of charge. IBAN and Debit card services are provided by Unlimint, company number HE 328641, registered at 125 Griva Digeni, Limassol 3101, Cyprus. Unlimint is licensed and regulated by the Central Bank of Cyprus as an Electronic Money Institution with license number 115.1.3.7.
Is my money safe?
Money in individual IBAN accounts is protected by European legislation and is kept segregated from company assets. Only customers have access to their money. You can view the Terms and Conditions on our website here.
Is it free to open an IBAN?
Opening an IBAN is free of charge within the Credits Wallet.
What is the cost of sending money using an IBAN?
Incoming transactions are free.
External transfers in euros via SEPA cost 0.50 Euros per payment. See all fees here.