Plans for Individuals

Standard
Free
Premium
€4.99 /month
Wallet
Mastercard Debit, issuing FREE
Mastercard Debit, monthly maintenance €3 FREE
Non-active card fee* €5 FREE
Dedicated IBAN €10 FREE
Dedicated IBAN, maintenance charge €0.50 FREE
Deposit to IBAN (external) FREE FREE
Transfer from IBAN €0.50 €0.50
Transfer internal fiat (IBAN-card, IBAN-crypto) €0.10 €0.10
Card payment (Domestic Europe*) €0.15 €0.15
Card payment (International*) €0.60 + 2% €0.60 + 2%
Exchange FREE FREE
Top-up IBAN €0.10 €0.10
Top up from external debit/credits card 3% min €0.40 2% min €0.40
Withdrawal to external debit/credits card 4% + €4 4% + €4
Withdrawal to external bank account (SEPA) 0.5% 0.5%
Get Standard Get Premium

*Domestic means the EU Member States, Iceland, Liechtenstein and Norway.
*International means countries and territories other than the EU Member States, Iceland, Liechtenstein and Norway.

*To apply for Premium with a Credits debit Mastercard, the user must have a positive account balance of at least $25 in fiat or cryptocurrency. This $25 is necessary only for activating the Premium plan and can be spent immediately.

* In case of non-payment for the premium plan, you will be moved to the Standard plan, the cost of card maintenance will be.

Plans for Business

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Credits.com makes finance simple and borderless. Since 2019, our all-in-one app has helped individuals and businesses send money in real time, manage multiple currencies, issue payment cards, and access professional payment tools—no paperwork, no hassle.

SECURITY AND EXCHANGE INTERNATIONAL CO INC. (No. 1001014352) is registered MSB with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) (MSB registration number: C100000279) as a payment service provider and for money transferring, foreign exchange dealing, dealing in virtual currencies and Money transferring.


IBAN and Debit Card services provided by Unlimit EU Ltd registered in Cyprus (HE328641) and has its registered and head office address at 125 Georgiou Griva Digeni, Limassol 3101, Cyprus. Unlimit EU Ltd is licensed and regulated by the Central bank of Cyprus as an Electronic Money Institution with license number 115.1.3.7/2018.

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