Legal and Privacy

Marketing programs


1. Invite your friend program terms 

1. Remuneration

Both the inviter (referrer) and the friend receive $25 when the friend starts using Credits Wallet through your personal referral link.


2. Program terms

The invitee (referee) should:

- Have a fully verified KYC account and open Credits debit card.

- Replenish their IBAN account or card with at least €25.

- Conduct at least 3 card transactions totalling a minimum of €15.

Ensure all actions are performed by the referred friend within 15 days of registering via the unique link.


3. Geographical Limits

This program is valid only in Europe and the EEA. Users must be residents of the EEA.

In the case of participation in multiple programs, payment will be made for only one program, prioritizing the first one fulfilled by date.


4. Payment

Remuneration is paid in USDT at a ratio of $1 to 1 USDT, credited to the wallet within 5 to 10 days of the next month. Full program details apply. The company reserves the right to payout the remuneration earlier after fulfilling the program terms and requirements.


5. Inviter Requirements

The inviter (referrer, who invites friends) must also meet the program terms themselves and must be actively using the card product, with deposits and expenses at least equal to those of the invitee. Inactive accounts of the referrer may lead to denial of payment.

The inviter has a limit on inviting no more than 2 referrals within 1 month.


6. Fraud and Manipulation

Attempts to falsify any program conditions, including using services or technical means to hide or distort data, motiving traffic, or violating Credits' terms, may result in denial of remuneration. Company reserves the right to disqualify a participant if he/she engages in any inappropriate, dishonest or abusive activities (such as wash trading, motivated traffic, volume faking, participating using multiple accounts, market manipulation, etc.) during the event.


7. Additional Terms

The company reserves the right to refuse payment without explanation and may change the terms of the program at any time without prior notice.