Transfer money like at a bank
Scan to download App
Free internal transfers on Credits Wallet.
Instantly send money to other Credits’ users using their email, phone number.
Plans for individuals
| Mastercard Debit | — |  |
| Dedicated IBAN | — | |
| 20+ Multi-Currency Accounts: USD, EUR, CNY, HKD, GBP, AED, and more | |
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| International Transfers SWIFT in 20+ Multi-Currency | |
50% OFF |
| International Transfers | |
50% OFF |
| SEPA Transfers | |
50% OFF |
| FX Exchange | |
50% OFF |
| Top ups, Withdrawal | |
50% OFF |
| All fees and limits |
It’s easier in apps
Questions and Answers
How to start using payments?
You need to download the Credits Wallet using Apple, Android, or the Web App. Verify your identity and open an IBAN and a Mastercard on Credits. The entire procedure is online.
How long does it take to open account on Credits?
Usually after submission of account verification a dedicated IBAN will be opened in one hour during the working day.
Where is the IBAN account opened?
Your IBAN account can be opened online in Credits Wallet. It is free of charge.
IBAN and Debit card services are provided by Unlimint, company number HE 328641, registered at 125 Griva Digeni, Limassol 3101, Cyprus. Unlimint is licensed and regulated by the Central Bank of Cyprus as an Electronic Money Institution with license number 115.1.3.7.
Is my money safe?
Money in individual IBAN accounts is protected by European legislation and is kept segregated from company assets. Only customers have access to their money. You can view the Terms and Conditions on our website here.
How much does it cost to make payments?
The payment fee depends on the type of transaction. An external SEPA transfer costs only 0.50 Euro. Incoming transactions are free of charge.
What is the cost of sending money using an IBAN?
Incoming transactions are free.
External transfers in euros via SEPA cost 0.50 Euros per payment. See all fees here.