Plans for Individuals

Current Account
Incoming SEPA transfers FREE FREE
Withdrawal to external bank account (SEPA) 0.4% min €5 0.2% min €5
Top up from external debit/credits card 3% min €0.40 2% min €0.40
Withdrawal to external debit/credits card 4% + €4 4% + €4
Withdrawal to external bank account (Swift) 0.5% + €60 0.5% + €45
Exchange FREE FREE
Top-up IBAN €0.10 €0.10
Transfer crypto external Gas + 20% fee Gas + 20% fee
Dedicated Account
Dedicated IBAN €10 FREE
Dedicated IBAN, maintenance charge €5 FREE
Incoming SEPA transfers FREE FREE
Withdrawal to external bank account (SEPA) 0.4% min €5 0.2% min €5
Mastercard
Mastercard Debit, issuing FREE
Mastercard Debit, monthly maintenance €3 FREE
Non-active card fee* €5 FREE
Dedicated IBAN FREE FREE
Dedicated IBAN, maintenance charge €0.50 FREE
Deposit to IBAN (external) FREE FREE
Transfer from IBAN €0.50 €0.50
Transfer internal fiat (IBAN-card, IBAN-crypto) €0.10 €0.10
Card payment (Domestic Europe*) €0.15 €0.15
Card payment (International*) €0.60 + 2% €0.60 + 2%
Get Standard Get Premium

*Domestic means the EU Member States, Iceland, Liechtenstein and Norway.
*International means countries and territories other than the EU Member States, Iceland, Liechtenstein and Norway.

*To apply for Premium with a Credits debit Mastercard, the user must have a positive account balance of at least $25 in fiat or cryptocurrency. This $25 is necessary only for activating the Premium plan and can be spent immediately.

* In case of non-payment for the premium plan, you will be moved to the Standard plan, the cost of card maintenance will be.

Plans for Business

Standard
€0 /month
Everything a business needs to grow and make payments

International
€249 /month
Ideal for companies engaged in cross-border trade
Custom
From €499 /month
For customers needing custom workflows and support
Account opening
Аccount verification, KYB FREE FREE FREE
20+ Multi-currency: USD, EUR, CNY, HKD, GBP, AED+ FREE FREE FREE
Opening dedicated IBAN EUR account
Payments
Incoming SEPA FREE FREE FREE
Incoming SWIFT SWIFT SWIFT SWIFT
Outgoing SEPA 0.4% min €10 0.5% min €30 0.6% min €45
Outgoing SWIFT 0.4% min €40 0.5% min €60 0.6% min €80
Withdrawal to external debit/credits card 3% + €4 4% + €4 4% + €4
Top up from external debit/credits card 3% min €0.40 4% min €0.40 4% min €0.40
Сryptocurrency
Сryptocurrency accounts FREE FREE FREE
Transfer crypto external Gas + 20% fee Gas + 20% fee Gas + 20% fee
Exchange
Exchange Fiat-Crypto 0.2% 0.3% 0.3%
FX fiat-fiat (EUR/USD etc) 0.5% 0.5% 0.5%
Get Standard Get International Get Custom
Manage money easily
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Credits.com makes finance simple and borderless. Since 2019, our all-in-one app has helped individuals and businesses send money in real time, manage multiple currencies, issue payment cards, and access professional payment tools—no paperwork, no hassle.

SECURITY AND EXCHANGE INTERNATIONAL CO INC. (No. 1001014352) is registered MSB with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) (MSB registration number: C100000279) as a payment service provider and for money transferring, foreign exchange dealing, dealing in virtual currencies and Money transferring.


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